Free Guide · Getting Legal
How big a job can you do without a contractor's license?
It depends entirely on your state, and the honest answer is that most handymen have never looked it up. Find yours below.
Read this before you use any number on this page
This is a starting point for your own homework, not legal advice. I'm a handyman business coach, not a lawyer. These rules change, cities add their own on top of the state's, and the exact wording matters more than the dollar figure.
Every entry links to the actual state board. Before you bid a job anywhere near your limit, click that link or pick up the phone and confirm it yourself. Getting caught unlicensed can mean fines, a job you cannot legally collect on, and in some states a criminal charge.
Figures checked against official state sources in October 2026.
Five things that catch handymen out everywhere
These apply in nearly every state, whatever your dollar limit says.
- Electrical, plumbing and HVAC are almost never covered. Those are separate trade licenses in nearly every state, with no small-job exemption. Your handyman limit does not let you do them at any price.
- If the job needs a building permit, the dollar limit usually stops applying. Arizona, California, Florida, Hawaii and Nevada all say this outright. Wisconsin skips dollars entirely and asks only whether a permit is needed.
- Splitting a big job into small contracts is illegal, not clever. Arizona, Arkansas, California, Florida, Hawaii, Idaho, Nevada and North Carolina all write this into the statute. Three $1,900 contracts for one kitchen is one job, and they know it.
- In several states, advertising voids the exemption. Oregon, Washington, Rhode Island and Florida tie the small-job exemption to work being "casual or minor" and cancel it the moment you hold yourself out as a contractor. Truck lettering counts. So does a website.
- Some limits are per year, not per job. Iowa, Minnesota, New Mexico and Pennsylvania measure your whole year's work. Two decent jobs can put you over without you noticing.
All 51 jurisdictions, alphabetical.
Alabama
$10,000Residential repair and improvement. Roofing drops to $2,500, and commercial work over $50,000 needs the General Contractors Board.
Counts: Materials, labor, supervision, overhead and profit. Watch out: A single re-roof blows past the $2,500 roofing limit almost immediately.
Alaska
NoneNo dollar exemption at all. The old $10,000 exemption was repealed in 2015. There is a cheaper Handyman Contractor registration capped at $10,000 per project.
Watch out: Even a $200 screen door needs registration, a $5,000 bond and liability insurance.
Division of Corporations, Business and Professional Licensing
Arizona
$1,000Work must also be casual or minor in nature.
Counts: Labor, materials and all other items. Watch out: You lose the exemption if the job needs a permit, if it is part of a bigger job, or if you advertise without the words "not a licensed contractor."
Arkansas
$2,000Above this you need a Home Improvement license.
Counts: Labor and materials. Watch out: Splitting a job into separate sub-$2,000 contracts is written into the statute as illegal. You cannot write three $1,900 contracts for one kitchen.
California
$1,000Raised from $500 on January 1, 2025.
Counts: Labor, materials and all other costs, across one or more contracts. Watch out: The dollar figure is the least of it. The exemption also dies if the job needs any building permit, or if you use any employee labor. Solo, no permit, under $1,000.
Colorado
No state licenseLicensed city by city instead. The state licenses only electrical and plumbing.
Watch out: No state license does not mean no license. Some cities require one with no dollar minimum at all.
Connecticut
$200Statewide Home Improvement Contractor registration.
Counts: Contract price. Watch out: $200 is effectively no exemption. Assume you need to register.
Delaware
No contractor licenseNo state contractor license, but a state business license is required from job one.
Watch out: Easy state for general handyman work, but plumbing, HVAC and electrical need a state master-level trade license at any size.
Florida
$2,500Work must also be casual, minor or inconsequential.
Counts: Labor, materials and all other items, aggregated. Watch out: The exemption is void if you advertise as a contractor at all, or if the job needs a building permit, regardless of price.
Georgia
$2,500Measured as the greater of the value of the work or your compensation.
Counts: Total value of the work. Watch out: There is a second exemption that matters more: you may do repair work of any size if you tell the owner in writing that you are not licensed and the work does not affect structural integrity. Confirmed in the state code but not on a .gov page. Verify with the Board.
State Licensing Board for Residential and Commercial General Contractors
Hawaii
$1,500Raised from $1,000 in 2019 - many guides still print the old number.
Counts: Labor and materials, aggregated. Watch out: Void if a building permit is required, at any price. Splitting jobs to stay under is explicitly illegal.
Idaho
$2,000Registration, not a competency license. Work must be casual, minor or inconsequential.
Counts: Labor, materials and all other items. Watch out: Registration is cheap and fast, and many cities want to see it before they will issue a permit. Most Idaho handymen just register.
Illinois
No state licenseState licenses roofing and plumbing only. General contracting is municipal.
Watch out: Chicago and many suburbs license with no dollar minimum. Separately, any home repair over $1,000 needs a written contract and a consumer rights pamphlet.
Indiana
No state licenseState licenses plumbing only. Electrical, HVAC and general work are local.
Watch out: The number that bites in Indiana is $150 - any home improvement contract above that needs compliant written paperwork, and violations are consumer protection claims.
Iowa
$2,000An annual earnings test, not a per-job one. Earn $2,000 a year from construction and you must register.
Counts: Annual gross construction earnings, all jobs combined. Watch out: $2,000 a year is one or two jobs, so this is effectively no exemption for anyone doing this as a business. $50 to register.
Kansas
No state licenseOnly roofing is registered statewide, through the Attorney General.
Watch out: An unregistered roofer in Kansas cannot sue to collect. Wichita, Overland Park, Topeka and others run their own licensing. No official page affirmatively states there is no state GC license. Check your city.
Kentucky
No state licenseTrade licensing only: plumbing, electrical, HVAC, boiler and sprinkler.
Watch out: HVAC is state-licensed here, which catches people out. You cannot swap a condenser on your general handyman footing.
Louisiana
$7,500Home improvement on an existing residence. Above that you need Home Improvement Registration.
Counts: Labor and materials. Watch out: The board's own pages disagree about where the residential license kicks in - one says over $50,000, another says $75,000. Call them before bidding anything in that range. Sources conflict above $50,000. Under $7,500 is consistent everywhere.
Maine
No state licenseThe Attorney General states plainly that Maine does not license home contractors. Electrical, plumbing and fuel technicians are licensed.
Watch out: The trap is paperwork, not licensing: any home project over $3,000 requires a written contract with specific statutory provisions.
Maryland
NoneThere is no dollar threshold. Any home improvement contract with a homeowner requires an MHIC license.
Watch out: Several sites claim a $500 exemption. It does not exist in Maryland law. One real relief valve: subcontractors working under an MHIC-licensed contractor do not need their own.
Massachusetts
NoneHome Improvement Contractor registration is triggered by doing the work, not by job size.
Watch out: The $1,000 figure you will see quoted is the written-contract rule, not a registration exemption. Structural work also needs a Construction Supervisor License.
Michigan
$600One of the lowest real thresholds in the country.
Counts: Labor, materials and any other items, aggregated across the project. Watch out: $600 is tiny and it aggregates across the whole project, so nearly any real job needs the Maintenance and Alteration license.
Minnesota
$15,000Gross annual receipts, not per job. Exceed it in a calendar year and you must license.
Counts: Gross revenue including materials billed to customers. Watch out: The exemption is not automatic - you must file a Certificate of Exemption affidavit every year. Offering only one special skill is separately exempt.
Mississippi
$10,000Remodeling an existing home. New residential construction is $50,000.
Counts: Total cost of the improvements. Watch out: Local officials are barred from issuing a building permit to an unlicensed person, so no license means no permit. Figures confirmed in the state code but the board's site blocks automated access. Verify directly.
Missouri
No state licenseNo state contractor board at all. Kansas City, St. Louis and St. Louis County each license separately.
Watch out: Check the city and the county for every job. The metros license and permit.
No state board; Office of Electrical Contractors for electrical
Montana
$2,500But the exemption that matters is different: a solo operator with no employees is exempt entirely.
Counts: Labor, materials and all other items, per job. Watch out: Montana replaced registration with a Construction Contractor License on January 1, 2026, so anything written before 2026 is out of date. Hire one person and you must be licensed.
Nebraska
Registration requiredNo license, but every contractor must register with the Department of Labor.
Counts: Guidance mentions $5,000 in annual earnings; the statute names no threshold. Watch out: Each DBA needs its own registration number. With employees you must keep a current workers comp certificate on file or you are dropped from the list. The $5,000 figure appears in guidance but not in the statute. Assume you must register.
Nevada
$1,000Repair and maintenance work only, not new construction.
Counts: Labor and materials. Watch out: The exemption evaporates if the job needs a permit, if it is plumbing, electrical, refrigeration or HVAC, or if it is one slice of a bigger project. Nevada enforces aggressively.
New Hampshire
No state licenseTrade licensing only: electricians, plumbers, gas fitters and mechanical.
Watch out: General carpentry and remodeling need no state credential. The trade licenses have no small-job carve-out. Permits are handled town by town.
New Jersey
NoneHome Improvement Contractor registration is required with no minimum job size.
Watch out: Covers sole proprietors, part-timers and subcontractors. Renews every year by March 31. Written contracts required on any job over $500.
New Mexico
$7,200A yearly compensation cap, or a single undertaking - whichever you hit first.
Counts: Compensation per year. Watch out: Three $3,000 jobs in a year already puts you over. Electrical, plumbing and gas fitting are never exempt at any price.
Regulation and Licensing Department, Construction Industries Division
New York
No state licenseLicensed at county and city level only. The state licenses no home improvement contractors.
Watch out: New York City requires a license for any residential repair or remodeling work with no minimum job value at all.
North Carolina
$40,000The most generous threshold in the country. Raised from $30,000 in 2023.
Counts: Cost of the undertaking. Watch out: It is the total project cost. Splitting one job into several contracts to stay under is exactly what the Board enforces against.
North Dakota
$4,000Applies to subcontractors too.
Counts: Cost, value or price per job. Watch out: The license must be in hand before you bid, not before you start work.
Ohio
No state licenseFive trades are licensed statewide: HVAC, refrigeration, electrical, plumbing and hydronics.
Watch out: Columbus, Cleveland, Cincinnati and Toledo require their own local registration.
Oklahoma
No state licenseThe state says plainly that general contractors need no state license. Trades are registered.
Watch out: Roofing requires CIB registration regardless of job size. Oklahoma City and Tulsa add their own licensing and bonding.
Oregon
$1,000On paper. In practice, treat Oregon as having no exemption.
Counts: Labor, materials and all other items. Watch out: The exemption is void the moment you advertise or hold yourself out as a contractor - a sign, truck lettering, a website, an ad. Every working handyman does one of those.
Pennsylvania
$5,000Registration, not licensing. A calendar-year total, not per job.
Counts: Value of home improvement work per calendar year. Watch out: $100 for two years and no exam, but it is a yearly total - anyone working even part-time year round is over it.
Rhode Island
$500Combined price of all your contracts on the project. Work must be casual, minor or inconsequential.
Counts: Price of all contracts on that project. Watch out: Void if you advertise or display a sign suggesting you are a contractor. Any job over $1,000 also needs a written contract.
South Carolina
$500That is the specialty contractor line, raised from $200 in 2022. Residential builder is $5,000.
Counts: Per undertaking. Watch out: $500 is the number that matters for most handymen, not the $5,000 you will see quoted. Painting, drywall and carpentry all fall under the specialty line.
South Dakota
No state licenseTrade licensing only: electricians and plumbers.
Watch out: A contractor's excise tax license from the Department of Revenue is mandatory - 2% on gross receipts, with no dollar floor.
Tennessee
$25,000But in nine counties a Home Improvement license is required from $3,000 up.
Counts: Materials and labor, per project. Watch out: The nine Home Improvement counties are Bradley, Davidson, Hamilton, Haywood, Knox, Marion, Robertson, Rutherford and Shelby. Check whether you are in one.
Texas
No state licenseNo state general contractor, home improvement or remodeler license.
Watch out: Electrical, HVAC and plumbing are state-licensed with no dollar floor. Houston, Dallas, Austin and San Antonio each add their own rules.
Utah
$7,000Raised from $3,000 on May 7, 2025. Many guides still print $3,000.
Counts: Labor and materials, including all change orders. Watch out: Even under $7,000, you must file a one-time insurance affirmation with DOPL once a project passes $3,000. Never covers electrical, plumbing, HVAC, gas, fire suppression, alarms or radon.
Vermont
$10,000Registration, not a competency license. No exam.
Counts: Labor and materials. Watch out: Vermont has had active legislative discussion about lowering this threshold. Worth re-checking before you rely on it.
Virginia
$1,000Above that you need at least a Class C license. Class C covers up to $30,000 per contract.
Counts: Total contract value. Watch out: There is also a rolling 12-month test - you need whichever class is higher. Tradesman licenses for electrical, plumbing and HVAC are required regardless of amount. DPOR's own guide PDF still shows the pre-2025 figures. Use the statute.
Washington
$500On paper. In practice, treat Washington as having no exemption.
Counts: Labor, materials and all other items. Watch out: The exemption does not apply to anyone who advertises or displays a sign or card. Advertising or even offering to do work unregistered is a gross misdemeanor.
West Virginia
$5,000Residential. Commercial work is $25,000.
Counts: Cost of the undertaking. Watch out: The dollar figures live in the definition of contractor, not in the exemptions list, which is why they are easy to miss.
Wisconsin
Permit-basedThere is no dollar threshold. The trigger is whether the job needs a building permit on a one or two family dwelling.
Watch out: Ask "does this need a permit?" not "how much is it?" The Dwelling Contractor credential needs a $25,000 bond or $250,000 liability cover.
Wyoming
No state licenseLocal licensing only. Electrical is licensed statewide.
Watch out: Check the city or county, not the state. Cheyenne and Casper run their own licensing with their own thresholds.
Washington DC
None confirmedThe Home Improvement Contractor license appears to be required regardless of contract value.
Watch out: Requires a $25,000 surety bond. A new general contractor licensing act is phasing in. Call DLCP before quoting DC work. No dollar threshold found in the code, and the commonly quoted $300 could not be confirmed anywhere official.
Knowing your ceiling is step one. Building toward it is step two.
Plenty of handymen stay small because the paperwork feels like a wall. It isn't, and the jobs on the other side of it pay considerably better.
Compiled from state licensing boards, statutes and official state publications in October 2026. Several states changed their figures recently and older guides online are out of date: California moved to $1,000 in 2025, Utah to $7,000 in 2025, North Carolina to $40,000 in 2023, Hawaii to $1,500 in 2019, and Montana replaced registration with licensing in January 2026. A few widely repeated figures are simply wrong, including a $500 Maryland exemption that does not exist in Maryland law. Where a figure could not be confirmed on an official source, the entry says so. Confirm with your own state board before you bid.